Planning for 2027? FHFA still lists 2026 conforming loan limits
Planning check
As of September 26, 2026, FHFA’s official loan-limit page lists 2026 values. It does not yet provide a published 2027 county-limit table.
FHFA — Conforming Loan Limit Values ↗
Published here 2026-09-26 · Updated 2026-09-26 · Source checked 2026-09-26
Source publication date: not stated on the source page · Effective date: not applicable to this planning check
Published by Mortgage Lending Group LLC. Research and drafting assisted by AI. Editorial standards.
What this means for your plan
This is a check of the current official source, not an announcement of new limits. Do not relabel a 2026 amount as a 2027 limit or use a forecast as a published agency value.
If your purchase may close in a different year, ask your lender which limit will apply to the transaction and when its products will reflect an official change. Keep the county, unit count, loan amount, and program together when comparing options.
For current planning, use our existing 2026 county-limit guide. When FHFA publishes a 2027 table, we will verify the relevant counties, distinguish the announcement date from the applicable year, and update affected guides and answers.
Your next step
Keep a financing comparison based on published rules, and ask your lender to confirm the applicable year before relying on a limit.
Related guidance
Educational information, not a rate quote or loan approval. Confirm current program and lender requirements for your transaction.
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