Call (206) 861-5626Get pre-approved

First-time buyers · Seattle–Tacoma area

Buy your first home with up to 5% in help.

For first-time buyers in the Seattle–Tacoma area: 3.5% toward your down payment and up to 1.5% toward closing costs. Real people, real numbers, no pressure.

  • 3.5% toward your down payment, the full amount an FHA loan asks for.
  • Up to 1.5% toward closing costs, so less comes out of your savings. The help is a separate assistance loan with its own small monthly payment, not a grant, and we show you both numbers.
  • A real pre-approval, with your credit read and income calculated, that an agent will take seriously.
  • A person on the phone in English or Spanish, not a call center.

What happens next

Send the short form and a licensed originator calls you back, usually the same day, to confirm whether you qualify and show you the real monthly payment with and without the help. No credit pull until you say so.

Mortgage Lending Group LLC NMLS #1157983Enrique Pelayo Jr., AMP NMLS #131435Edmonds, WA

Let's see if you qualify

Takes a minute. We call or text you back, usually the same day.

Assistance is subject to eligibility, program terms and full underwriting. Not every applicant will qualify. Not a commitment to lend.

How the help works

Up to 5% of the price, shown as its own line in your estimate.

1

We confirm you qualify

First-time buyer, primary residence, and standard credit and income guidelines. We check this in the pre-approval before anything is promised.

2

You see both numbers

Your estimate shows the payment with the assistance and the payment if you bring your own funds, so the cost of the help is never a surprise.

3

You decide

Use it, use part of it, or keep your savings and skip it. Either way you leave with a pre-approval you can send with an offer.

Want the details first? Read how the assistance works, or pre-approve yourself online.

Call usGet pre-approved