Live pricing · updated 2:23 PM PT 30-yr fixed 7.000% 7.000% APR15-yr fixed 6.375% 6.409% APRFHA 30-yr 6.625% 6.625% APRVA 30-yr 6.750% 6.750% APRJumbo 30-yr 7.000% 7.000% APR
Seattle mortgage broker · every city in Washington

The mortgage you can do yourself. Real rates, real pre-approval, tonight.

Answer a few questions in plain English. We price your loan across our wholesale lenders, pre-approve you on agency rules, and a licensed broker is one tap away the whole time.

4.9★ Google & ZillowEnrique Pelayo Jr. NMLS 131435 · AMPCompany NMLS 1157983English · Español

Just want to see rates? live pricing

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Pricing…

Self-serve, start to finish

Do it yourself at 11pm. We step in only when you ask.

It works like a conversation, one question at a time. Stop whenever; we text you a link to pick up where you left off.

Price

Pick your rate

Real lender pricing on your scenario, with points and credits side by side.

30 seconds · no credit pull
Verify

Soft credit check

Your real score reprices the quote. No score impact, and we match your debts so nothing surprises you later.

About 2 minutes
Qualify

Agency rules, instantly

Income, debts and assets run against Fannie Mae, Freddie Mac, FHA and VA guidelines right away. No overlays.

Eligible in seconds
Letter

Pre-approval you control

Reissue it at any amount up to your max from your portal. Then upload a few documents and we fill in the rest for you.

Reissue anytime
Rate watch

We'll tell you the day it's worth moving.

Set a target. We reprice your exact loan on every new lender sheet and text you when the real number beats what you have.

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Example: 30-yr fixed dropped to 5.875%. On a $675,000 loan that's $108/mo lower. Updated estimate ready. Reply LOCK to lock today.
Set a rate watch →
A person, instantly

Stuck on a screen? Get me on the line.

EP
Enrique Pelayo Jr.
Owner & Broker · NMLS 131435 · AMP · English / Español

Every page has the same two buttons. A call connects now; a video review puts your quote and documents on screen so we walk through them together.

Licensed statewide

Mortgage broker in every Washington city

Same lenders, same pricing engine. Each city page has its county loan limits, tax rates and down-payment programs built into the quote.

Exclusive partnership

Still looking for the house? Our agents close with your pre-approval already in hand.

Mortgage Lending Group has an exclusive partnership with The Broker Team. Find homes with Kip, tour with a broker, and finance in one place.

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Hi, I'm the guide. I can explain any number on this page, compare options, or get Enrique on the line. What are you trying to figure out?