The table assumes a $600,000 loan on a $750,000 King County home, 760 credit, 30-day lock, no points. Your number is below; it takes 30 seconds.
| Program | Rate | APR | Points | P&I / mo | With 1 pt |
|---|---|---|---|---|---|
| 30-Year Fixed | 7.000% | 7.000% | -0.375 | $3,992 | 6.625% |
| 20-Year Fixed | 6.750% | 6.778% | 0.000 | $4,562 | 6.625% |
| 15-Year Fixed | 6.375% | 6.409% | 0.000 | $5,186 | 6.000% |
| FHA 30-Year | 6.625% | 6.625% | -0.233 | $3,842 | 6.250% |
| VA 30-Year | 6.750% | 6.750% | -0.622 | $3,892 | 6.250% |
| Jumbo 30-Year | 7.000% | 7.000% | -0.129 | $8,982 | 6.625% |
Rates change during the day. APR includes estimated lender fees of $1,295. Payment is principal and interest only.
A direct lender sells you one shelf. We price the same loan across PennyMac, Rocket Pro, Provident Funding, Averra and more, with our compensation already inside the price, and show you where each one lands. No overlays, so what the agencies allow, we allow.
Seattle mortgage lenders quote the national average and then adjust. We start from your scenario.