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Pricing from Oct 20, 2:23 PM PT 30-yr fixed 7.000% 7.000% APR15-yr fixed 6.375% 6.412% APRFHA 30-yr 6.625% 6.625% APRVA 30-yr 6.750% 6.750% APRJumbo 30-yr 7.000% 7.002% APR

Bellevue, King County

Your Bellevue mortgage broker, priced for King County.

Jumbo is the norm; we price jumbo loans at more than one lender so you can compare.

Conforming loan limit
$1,209,750
FHA loan limit
$977,500
Typical property tax
0.82% of value
Typical home price
$1,450,000
Population
151,854

We serve Bellevue by phone, text and video from our office in Edmonds, in English or Spanish.

Mortgage Lending Group LLC NMLS #1157983Enrique Pelayo Jr., AMP NMLS #131435

Also nearby

SeattleKentRentonFederal WayKirklandAuburnRedmondSammamishShorelineBurien

See your Bellevue rate

What would you like to do? Real lender pricing, no sign-up, no credit pull.

Local numbers

What a typical Bellevue purchase costs today

Run the card above with your price and down payment to see today's payment for a Bellevue purchase.

  • This is jumbo territory.The loan is above the $1,209,750 limit, so we compare jumbo lenders and a conforming-plus-second structure side by side.
  • FHA fits condos and smaller homes here.The King County FHA limit is $977,500; above that, conventional with 3 to 5% down or VA with zero down are the usual routes.
  • VA has no loan limit with full entitlement, and zero down. If you've served, tick the VA box on the card and it reprices.
  • First-time buyer assistance. Eligible first-time buyers can get 3.5% toward the down payment and up to 1.5% toward closing costs through us; the pre-approval checks eligibility automatically.
  • At a typical Bellevue price the loan is usually jumbo, so we compare jumbo lenders and a conforming-plus-second structure.
  • Downtown condos add HOA dues and building approval rules to the picture; both are checked when we price you.
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Common questions

How much is a mortgage payment on a typical Bellevue home?

Run the card on this page with your price and down payment and it prices your exact payment on today's lender sheets.

Does FHA work for a Bellevue purchase?

Only partly. The King County FHA limit is $977,500, and a typical Bellevue home with 3.5% down is above it, so most buyers here use conventional (up to $1,209,750) or VA, which has no limit with full entitlement. FHA still fits condos and homes below the limit.

Do you need a jumbo loan in Bellevue?

Often. With 10% down on a $1,450,000 home the loan is over the $1,209,750 conforming limit, so it prices as jumbo. We quote jumbo from more than one lender and sometimes a larger down payment or a conforming first with a second lien is cheaper. The card shows both.

Is there down payment help for Bellevue buyers?

Yes. For eligible first-time buyers we can arrange assistance covering the 3.5% down payment plus up to 1.5% toward closing costs, up to 5% of the price. Tell the pre-approval you have under 5% saved and it prices the help on your Bellevue purchase before anything is promised.

How fast can I get a pre-approval for an offer in Bellevue?

About ten minutes if you have your income and account balances handy. The pre-approval reissues itself at any amount up to your maximum, so you can tailor it to each offer. If a listing agent wants to speak with the lender, that's a licensed originator, by phone, the same day.

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